The Rules Have Changed. Is Your Business (or Income) Ready for 2026?
The Nigeria Tax Act 2025 is here. Stop guessing your liability and start calculating it instantly—offline and privacy-first.
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Nigeria’s Fiscal Landscape Just Shifted.
The signing of the Nigeria Tax Act (NTA), 2025 has triggered the most significant overhaul of our tax system in decades. Effective January 1, 2026, the old rules regarding PAYE, VAT, and Company Income Tax (CIT) will no longer apply.
Whether you are a fresh graduate, a freelancer, or an SME owner, you are likely asking:
"Do I still owe tax if I earn ₦70,000 a month?" "How does the new Rent Relief affect my take-home pay?" "Is my small business now truly tax-exempt?"
Ignorance is no longer bliss—it’s a liability. TaxMateNG bridges the gap between complex government legalities and your bank account. We simplify the entire structure with step-by-step visuals and instant calculations, right on your device.
3 Critical Changes in the 2025 Act You Can’t Ignore
We’ve decoded the jargon. Here is how the new laws affect your wallet:
1. The New ₦800,000 "Zero-Tax" Zone (PIT)
Good news for entry-level earners: If your total taxable income is ₦800,000 or less per annum, you now pay 0% Personal Income Tax.
What this means: No more PAYE deductions for students, interns, and lower-income earners.
The Catch: You must accurately calculate your "taxable income" first to ensure you qualify.
2. Goodbye CRA, Hello Rent Relief
The old "Consolidated Relief Allowance" is gone. It has been replaced by a new Rent Relief system (20% of rent paid, capped at ₦500,000) and other specific deductions.
The Risk: Using an old tax calculator will give you the wrong figures. You might underpay (and face fines) or overpay (and lose cash).
The Solution: TaxMateNG’s algorithm is already updated with the 2026 relief formulas.
3. Small Business? You Might Pay 0% CIT.
Under the new framework, "Small Companies" (turnover of ₦50m or less) are generally exempt from Company Income Tax.
For SMEs: This frees up capital to reinvest in your business.
For Freelancers/Consultants: Clarified VAT and Withholding Tax (WHT) rules finally explain exactly when you should—and shouldn't—be charging tax.
The Problem: "Am I Doing This Right?"
The reforms are beneficial, but the transition is messy.
Government gazettes are 200+ pages of legal jargon.
Online blogs are contradictory or outdated.
Most tax calculators require the internet and upload your financial data to the cloud.
You shouldn't need a law degree to know your take-home pay. You just need a tool that works.
Enter TaxMateNG: Your Personal Tax Consultant
TaxMateNG is built specifically for the 2026 transition. We don’t just give you a number; we show you how we got there.
Why TaxMateNG is different: Precision Accuracy: Updated with the latest NTA 2025 bands, including the new progressive rates (0% to 25%).
Privacy-First & Offline: Your financial data stays on your phone. No logins, no cloud uploads, no data harvesting.
Visual Breakdowns: Don't just see "₦50,000 tax." Tap to see how the Rent Relief and Exemptions lowered that number.
SME Ready: Instantly estimate VAT and CIT obligations to see if you qualify for the Small Company exemption.
PDF Reports: Generate professional tax summaries to share with your accountant or employer.
Who is this for?
Salary Earners: Verify your payslip and ensure your employer is deducting the right PAYE.
Freelancers: Calculate WHT offsets and VAT quickly before sending an invoice.
SME Owners: Plan your 2026 budget with accurate tax liability forecasts.
Stop Guessing. Start Planning.
The 2026 tax year begins in a few weeks. Download TaxMateNG today and step into the new fiscal year with total confidence.
TaxMateNG: Offline. Private. Accurate.
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